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From signup to production in 4 simple steps. No complexity, no surprises.
Welcome to the Platform
Get approved in 24 hours with our streamlined KYB process
Test with Confidence
Full-featured sandbox environment that mirrors production perfectly
Connect Your Application
Simple, well-documented APIs with SDKs for every platform
Production Deployment
Switch to production with zero configuration changes
Get started with just a few lines of code
// Initialize ZoPay
const zopay = new ZoPay({
apiKey: process.env.ZOPAY_API_KEY,
environment: 'sandbox' // or 'production'
});
// Create a payment
const payment = await zopay.collect({
amount: "10000",
currency: "XAF",
provider: "MTN_MOMO",
payer: {
msisdn: "+237670000000"
},
reference: "ORDER_12345",
description: "Payment for order #12345"
});
console.log(payment.status); // PENDINGCreate your account and start testing in minutes
To unlock Africa's economic potential by making digital financial services simple, accessible, and inclusive empowering individuals, entrepreneurs, businesses, and communities to transact seamlessly, grow confidently, and thrive in an increasingly connected world.
Across Africa, ambition is everywhere from entrepreneurs and merchants to growing businesses and communities building for the future.
Yet accessing simple and reliable financial tools can still be harder than it should be.
ZOPay was built on one belief: finance should unlock opportunity, not limit it.
We are creating simple, accessible, and inclusive digital financial solutions that help people and businesses transact with ease, grow with confidence, and participate fully in Africa's digital economy.
Our vision goes beyond payments. We want to help build an Africa where ideas can grow, businesses can scale, and opportunities can move freely.
That is why we are building ZOPay to unlock Africa's economic potential, one transaction and one opportunity at a time.
The principles that guide everything we do
We constantly push boundaries to solve Africa's unique payment challenges
Bank-grade security and compliance are non-negotiable in everything we build
Your success is our success. We're partners in your growth journey
Built by Africans, for Africa. We understand the market intimately
Numbers that tell our story